Calculators
DSCR Calculator
Qualify an investment property on its rental cash flow and check the coverage ratio lenders look for.
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Cash Flow / mo
-$282
Cap Rate
5.62%
Loan Amount$375,000
Down Payment$125,000
Mortgage Payment / mo$2,622
Origination Fee$5,625
Total Closing Costs$13,625
Cash Needed to Close$138,625
Gross Rental Income / yr$38,400
Operating Expenses / yr$10,320
Net Operating Income / yr$28,080
DSCR0.89
Cash-on-Cash Return-2.44%
DSCR ≥ 1.0 qualifies. DSCR ≥ 1.25 unlocks best rates.
Illustrative sample figures for a template demonstration. Not a rate quote, not an offer to lend, and not live market data.
An estimate is a starting point, not a quote.
Send the same scenario to a licensed officer and you get the programs your file actually qualifies for, priced side by side against each other.
Illustrative sample figures for a template demonstration. Not a rate quote, not an offer to lend, and not live market data.