The team

A named person, not a queue.

Four licensed loan officers. The one who prices your file is the one who works it, and the one who answers the phone when you call about it.

Who would actually be on the other end of your file.

04 officers

Senior Loan Officer | Reverse Mortgage Specialist

NMLS ID: [NMLS ID]

Reverse mortgage and retirement lending, explained in plain figures before anything is signed.

Loan Officer | VA Lending

NMLS ID: [NMLS ID]

VA purchase and IRRRL files, documented so entitlement, BAH and funding fee are settled up front.

Loan Officer | First-Time Buyers

NMLS ID: [NMLS ID]

First-time and first-generation buyers: assistance programs screened, stacked and priced side by side.

Loan Officer | Refinance & Equity

NMLS ID: [NMLS ID]

Refinance and HELOC analysis, starting from a written break-even rather than a rate headline.

No handoffs to a processing pool halfway through, and no status calls where nobody can tell you what the file is waiting on.

Mon to Fri 8:00am to 6:00pm PT, Sat 9:00am to 1:00pm PT

01You send the scenarioPrice, down payment, rough credit band, and what you are trying to do. That is enough for a first set of figures.
02They price the rungsEvery program your file qualifies for, side by side, with rate, APR, payment and interest over the term.
03You choose the tradeNobody talks you into a term. You pick the one whose trade you are willing to make.
04They work the fileOpen conditions stay visible to you from day one, right through to the closing statement.

Or send the scenario to the office and we will route it to whoever writes the most of that program.