Loan options
Every program, priced against the same scenario.
A loan program is a set of trades: rate against term, payment against lifetime interest, flexibility against certainty. Here is the whole set, with the trade each one asks of you.
Four rungs on one scenario.
Programs only become comparable when the scenario underneath them is held still. These four are priced against a single sample file, so the difference you see is the program and nothing else.
Sample scenario: $640,000 price, 20% down, $512,000 loan, excellent credit. Illustrative sample figures for a template demonstration. Not a rate quote, not an offer to lend, and not live market data.
| Program | Rate | APR | Monthly |
|---|---|---|---|
| 30-year fixed | 6.625% | 6.812% | $3,278 |
| 20-year fixed | 6.375% | 6.588% | $3,780 |
| 15-year fixed | 5.875% | 6.104% | $4,286 |
| 7/6 adjustable rate | 6.125% | 6.905% | $3,111 |
Every program we write.
20 programsNot sure which rung is yours?
Answer the questions on the right and a licensed officer will come back with the programs your file actually qualifies for, priced side by side. No credit pull is needed to get the first set of figures.
- Rate, APR, monthly payment and interest over the term, on one page
- The program you asked for and the one you did not
- A named officer, not a queue